Where you reside ought to be protected by relevant insurance coverage. Condominium insurance policies help you safeguard your property and interiors of the unit. It is better not to rely on the condominium association’s insurance as it particularly insures the overall building and other areas.
Hence, it is your duty to protect the interior of the unit. It should be your first priority to have liability coverage, and coverage for your walls, cabinets, furniture, fixtures and floors; which are not covered under the association’s insurance policy.
As policies may differ, it is very important to review and know about the laws and guidelines of the condominium association’s policy.